Excess Wear & Use Protection

Maximum protection for maximum peace of mind.


  • BMW Financial Services Excess Wear & Use Protection has been designed to give you maximum protection and peace of mind by covering the additional costs at end of lease
  • Coverage includes:
    • Paint scratches
    • Dents and dings
    • Windshield chips or cracks
    • Tires, as long as they are a matching set of OEM specifications
    • Rim scuffs
    • Missing parts valued at $200 or less


  • BMW Financial Services will waive the lease security deposit OAC, further reducing the up-front fees
  • The premium is included in your monthly payment, so there are no additional up-front fees